Nick Deneault, CFP®, CPFA®

I’m a CERTIFIED FINANCIAL PLANNER™ professional who has been helping individuals, families, and small business owners make smart financial decisions since 2006. My goal is to take the stress and confusion out of money by helping clients create clear, personalized strategies that connect the different pieces of their financial lives—from saving and investing to retirement planning, tax management, and protecting what they’ve built.

I believe financial planning starts with a relationship. I take the time to understand what’s most important to each client—their family, goals, priorities, and vision for the future—and then work together to develop a plan designed around their unique circumstances. Whether someone is preparing for retirement, growing a business, managing investments, or simply looking for greater clarity and confidence about their financial future, I strive to provide guidance they can understand and strategies they can put into action.

My career in financial services began with Edward Jones, followed by Waddell & Reed in 2010.  In 2021, I continued my commitment to independently serving clients through LPL Financial. I earned my bachelor’s degree in Business Administration, with an emphasis in Financial Services, from Kansas State University and became a CERTIFIED FINANCIAL PLANNER™ professional in 2013. Being a fiduciary for my clients continues to be a priority.

I have a particular passion for working with small business owners and helping them develop retirement plans that can benefit both their businesses and their employees. In 2025, I earned my Certified Plan Fiduciary Advisor™ designation, further expanding my expertise in the design, implementation, and ongoing monitoring of retirement plans for small business owners.

Today, I work with clients throughout the Charlotte area, helping them bring their financial goals into focus and develop strategies designed to help them pursue those goals with greater confidence. To me, financial planning is about more than investments and numbers—it’s about helping people make informed decisions today so they can feel more confident about tomorrow.

For fun, my wife and two boys enjoy weekend getaways to the mountains or beach.  We are outdoor people and like hiking and searching for NC waterfalls.  I grew up playing golf and am trying to pass that along to my wife and kids.  Unfortunately, I'm not the best golfer, but enjoy it regardless.